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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,717 | $85,766+11.6% | $136,298-29.8% | $70,126+36.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 22.77% | 31.46%-8.7pp | 5156.27%-5133.5pp | 73.15%-50.4pp |
| Employer contribution / active EE | $9,448 | $2,966+218.5% | $4,696+101.2% | $2,343+303.3% |
| Participant deferral / active EE | $6,783 | $5,051+34.3% | $6,247+8.6% | $3,332+103.6% |
| Admin fee / account holder | $453 | $5,421-91.6% | $9,244-95.1% | $4,645-90.2% |