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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,665 | $93,617+42.8% | $135,982-1.7% | $75,177+77.8% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 14.44% | 30.89%-16.5pp | 68.32%-53.9pp | 160.75%-146.3pp |
| Employer contribution / active EE | $6,038 | $3,538+70.6% | $4,859+24.3% | $2,671+126.0% |
| Participant deferral / active EE | $9,319 | $6,406+45.5% | $7,760+20.1% | $4,126+125.8% |
| Admin fee / account holder | $358 | $6,980-94.9% | $10,767-96.7% | $5,651-93.7% |