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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,366 | $102,385+43.9% | $147,080+0.2% | $80,935+82.1% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.2pp | 67.7%+15.7pp |
| Annual return | 10.13% | 135.09%-125.0pp | 420.17%-410.0pp | 35.66%-25.5pp |
| Employer contribution / active EE | $3,966 | $3,717+6.7% | $4,933-19.6% | $2,757+43.9% |
| Participant deferral / active EE | $9,348 | $6,651+40.5% | $8,066+15.9% | $4,299+117.4% |
| Admin fee / account holder | $6,144 | $7,951-22.7% | $12,989-52.7% | $6,924-11.3% |