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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,650 | $110,551+73.4% | $80,741+137.4% | $167,518+14.4% |
| Participation rate | 33.3% | 64.0%-30.6pp | 54.2%-20.8pp | 82.1%-48.8pp |
| Annual return | 16.01% | 120.57%-104.6pp | 87.30%-71.3pp | 478.71%-462.7pp |
| Employer contribution / active EE | $640 | $1,543-58.5% | $1,160-44.8% | $4,838-86.8% |
| Participant deferral / active EE | $3,658 | $2,870+27.4% | $2,145+70.5% | $6,342-42.3% |
| Admin fee / account holder | $0 | $4,547-100.0% | $3,380-100.0% | $12,312-100.0% |