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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,084 | $108,285+42.3% | $77,552+98.7% | $158,982-3.1% |
| Participation rate | 40.0% | 64.4%-24.4pp | 54.2%-14.2pp | 82.0%-42.0pp |
| Annual return | 17.96% | 31.69%-13.7pp | 54.82%-36.9pp | 302.99%-285.0pp |
| Employer contribution / active EE | $148 | $1,325-88.9% | $987-85.0% | $4,763-96.9% |
| Participant deferral / active EE | $698 | $2,455-71.6% | $1,861-62.5% | $5,983-88.3% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,252-100.0% |