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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,834 | $108,695+18.5% | $74,722+72.4% | $152,897-15.7% |
| Participation rate | 50.0% | 65.4%-15.4pp | 54.5%-4.5pp | 82.5%-32.5pp |
| Annual return | 25.03% | 114.11%-89.1pp | 753.11%-728.1pp | 345.43%-320.4pp |
| Employer contribution / active EE | $970 | $1,504-35.5% | $1,084-10.6% | $4,764-79.6% |
| Participant deferral / active EE | $4,422 | $2,712+63.1% | $1,963+125.2% | $5,851-24.4% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,599-100.0% |