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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY9+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $30,000 |
MATTHEW J. BERNIER CPA LLC2 years Filed as: MATTHEW J. BERNIER CPA, LLC Service code 10 · EIN 82-4748087 | Accounting | $7,526 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$50,479 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,113 | $95,417-1.4% | $135,974-30.8% | $74,460+26.4% |
| Participation rate | 96.1% | 78.2%+17.9pp | 81.9%+14.2pp | 70.7%+25.4pp |
| Annual return | 19.66% | 32.76%-13.1pp | 68.30%-48.6pp | 34.38%-14.7pp |
| Employer contribution / active EE | $794 | $3,878-79.5% | $4,859-83.7% | $2,638-69.9% |
| Participant deferral / active EE | $11,639 | $7,789+49.4% | $7,760+50.0% | $4,530+156.9% |
| Admin fee / account holder | -$23 | $266-108.8% | $10,767-100.2% | $348-106.8% |