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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY10+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 20-8764829 | Advisory (Plan) | $52,500 |
MATTHEW J. BERNIER CPA LLC3 years Filed as: MATTHEW J. BERNIER CPA, LLC Service code 10 · EIN 82-4748087 | Accounting | $7,571 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$84,379 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,714 | $106,264+6.1% | $147,117-23.4% | $77,762+44.9% |
| Participation rate | 92.9% | 78.4%+14.4pp | 82.2%+10.7pp | 70.6%+22.3pp |
| Annual return | 18.78% | 56.94%-38.2pp | 420.54%-401.8pp | 31.27%-12.5pp |
| Employer contribution / active EE | $0 | $4,074-100.0% | $4,932-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $10,976 | $8,003+37.1% | $8,065+36.1% | $4,651+136.0% |
| Admin fee / account holder | -$49 | $334-114.7% | $12,993-100.4% | $433-111.4% |