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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,095 | $212,386+23.4% | $199,883+31.1% | $138,895+88.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 8.61% | 47.75%-39.1pp | 43.81%-35.2pp | 145.39%-136.8pp |
| Employer contribution / active EE | $661 | $6,625-90.0% | $6,261-89.4% | $4,194-84.2% |
| Participant deferral / active EE | $16,091 | $9,617+67.3% | $9,138+76.1% | $6,396+151.6% |
| Admin fee / account holder | $231,030 | $18,233+1167.1% | $17,268+1237.9% | $12,562+1739.1% |