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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,915 | $185,856+115.2% | $170,028+135.2% | $139,456+186.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.52% | 60.52%-45.0pp | 53.39%-37.9pp | 373.45%-357.9pp |
| Employer contribution / active EE | $791 | $7,593-89.6% | $6,788-88.3% | $4,753-83.4% |
| Participant deferral / active EE | $14,385 | $11,623+23.8% | $10,409+38.2% | $6,711+114.3% |
| Admin fee / account holder | $13,434 | $15,387-12.7% | $12,820+4.8% | $11,407+17.8% |