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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,845 | $167,522+105.9% | $151,639+127.4% | $134,532+156.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.45% | 7.81%-25.3pp | 3.34%-20.8pp | 418.27%-435.7pp |
| Employer contribution / active EE | $663 | $6,828-90.3% | $6,165-89.2% | $4,741-86.0% |
| Participant deferral / active EE | $13,523 | $8,986+50.5% | $8,363+61.7% | $6,401+111.3% |
| Admin fee / account holder | $2,208 | $13,780-84.0% | $11,613-81.0% | $11,429-80.7% |