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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,809 | $135,956-46.4% | $123,894-41.2% | $273,972-73.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.92% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.5pp |
| Employer contribution / active EE | $10,976 | $5,170+112.3% | $4,617+137.7% | $4,869+125.4% |
| Participant deferral / active EE | $5,500 | $6,343-13.3% | $5,984-8.1% | $5,287+4.0% |
| Admin fee / account holder | $5,790 | $9,817-41.0% | $8,357-30.7% | $10,133-42.9% |