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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,396 | $155,555+89.3% | $146,866+100.5% | $155,188+89.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.99% | 115.41%-99.4pp | 102.85%-86.9pp | 148.84%-132.9pp |
| Employer contribution / active EE | $3,497 | $4,647-24.7% | $4,425-21.0% | $4,248-17.7% |
| Participant deferral / active EE | $7,932 | $8,044-1.4% | $7,759+2.2% | $6,531+21.4% |
| Admin fee / account holder | $75,000 | $14,755+408.3% | $13,620+450.7% | $14,480+418.0% |