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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,357 | $160,028+131.4% | $147,080+151.8% | $145,884+153.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.39% | 98.60%-76.2pp | 420.17%-397.8pp | 551.85%-529.5pp |
| Employer contribution / active EE | $11,538 | $5,286+118.3% | $4,933+133.9% | $4,662+147.5% |
| Participant deferral / active EE | $9,161 | $8,422+8.8% | $8,066+13.6% | $6,690+36.9% |
| Admin fee / account holder | $40,036 | $15,030+166.4% | $12,989+208.2% | $13,392+199.0% |