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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,857 | $117,904-59.4% | $102,457-53.3% | $145,978-67.2% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 16.22% | 31.80%-15.6pp | 29.41%-13.2pp | 550.52%-534.3pp |
| Employer contribution / active EE | $2,040 | $3,613-43.6% | $3,022-32.5% | $4,662-56.2% |
| Participant deferral / active EE | $4,418 | $5,733-22.9% | $5,054-12.6% | $6,690-34.0% |
| Admin fee / account holder | $1,714 | $13,329-87.1% | $9,451-81.9% | $13,400-87.2% |