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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,227 | $103,392-77.5% | $87,104-73.3% | $152,897-84.8% |
| Participation rate | 69.2% | 79.4%-10.1pp | 76.9%-7.6pp | 82.5%-13.2pp |
| Annual return | 20.58% | 28.10%-7.5pp | 28.19%-7.6pp | 345.43%-324.8pp |
| Employer contribution / active EE | $1,528 | $3,221-52.6% | $2,521-39.4% | $4,764-67.9% |
| Participant deferral / active EE | $3,620 | $4,778-24.2% | $4,048-10.6% | $5,851-38.1% |
| Admin fee / account holder | $14,240 | $12,194+16.8% | $7,491+90.1% | $11,599+22.8% |