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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,458 | $110,212-66.0% | $96,534-61.2% | $139,466-73.1% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 19.05% | 26.42%-7.4pp | 25.88%-6.8pp | 373.66%-354.6pp |
| Employer contribution / active EE | $2,083 | $3,620-42.5% | $2,965-29.8% | $4,754-56.2% |
| Participant deferral / active EE | $3,839 | $5,547-30.8% | $4,851-20.9% | $6,712-42.8% |
| Admin fee / account holder | $1,679 | $11,599-85.5% | $8,253-79.7% | $11,409-85.3% |