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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,642 | $63,346+115.7% | $92,240+48.1% | $70,126+94.9% |
| Participation rate | 51.6% | 68.7%-17.1pp | 76.5%-24.9pp | 69.5%-18.0pp |
| Annual return | 15.68% | 530.19%-514.5pp | 176.29%-160.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $3,090 | $2,471+25.0% | $3,680-16.0% | $2,343+31.9% |
| Participant deferral / active EE | $4,247 | $2,854+48.8% | $3,897+9.0% | $3,332+27.5% |
| Admin fee / account holder | $3,444 | $3,841-10.3% | $5,194-33.7% | $4,645-25.9% |