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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,184 | $63,114+122.1% | $92,915+50.9% | $65,186+115.1% |
| Participation rate | 31.9% | 68.8%-36.9pp | 76.0%-44.1pp | 70.2%-38.3pp |
| Annual return | 19.79% | 28.75%-9.0pp | 109.45%-89.7pp | 29.39%-9.6pp |
| Employer contribution / active EE | $1,864 | $2,571-27.5% | $3,653-49.0% | $2,177-14.3% |
| Participant deferral / active EE | $2,492 | $3,108-19.8% | $4,238-41.2% | $3,514-29.1% |
| Admin fee / account holder | $1,828 | $624+193.2% | $5,796-68.5% | $847+115.8% |