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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,700 | $73,988+115.8% | $96,538+65.4% | $75,177+112.4% |
| Participation rate | 50.0% | 66.4%-16.4pp | 74.3%-24.3pp | 67.2%-17.2pp |
| Annual return | 16.91% | 26.73%-9.8pp | 35.74%-18.8pp | 160.75%-143.8pp |
| Employer contribution / active EE | $3,123 | $2,930+6.6% | $3,740-16.5% | $2,671+16.9% |
| Participant deferral / active EE | $4,579 | $3,660+25.1% | $4,880-6.2% | $4,126+11.0% |
| Admin fee / account holder | $17,098 | $5,220+227.6% | $6,737+153.8% | $5,651+202.5% |