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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,161 | $100,805-37.3% | $86,698-27.1% | $134,532-53.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.95% | 29.09%-44.0pp | 35.95%-50.9pp | 418.27%-433.2pp |
| Employer contribution / active EE | $1,678 | $3,490-51.9% | $2,837-40.9% | $4,741-64.6% |
| Participant deferral / active EE | $8,133 | $5,339+52.3% | $4,656+74.7% | $6,401+27.1% |
| Admin fee / account holder | $42,271 | $10,925+286.9% | $7,493+464.2% | $11,429+269.9% |