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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,183 | $103,392+4.6% | $87,104+24.2% | $152,897-29.2% |
| Participation rate | 71.4% | 79.4%-7.9pp | 76.9%-5.4pp | 82.5%-11.0pp |
| Annual return | 14.63% | 28.10%-13.5pp | 28.19%-13.6pp | 345.43%-330.8pp |
| Employer contribution / active EE | $1,647 | $3,221-48.9% | $2,521-34.7% | $4,764-65.4% |
| Participant deferral / active EE | $9,611 | $4,778+101.1% | $4,048+137.4% | $5,851+64.3% |
| Admin fee / account holder | $1,740 | $12,194-85.7% | $7,491-76.8% | $11,599-85.0% |