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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,746 | $78,694-22.8% | $67,652-10.2% | $125,389-51.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -10.06% | 9.46%-19.5pp | 6625.40%-6635.5pp | 282.24%-292.3pp |
| Employer contribution / active EE | $1,115 | $3,044-63.4% | $2,266-50.8% | $4,866-77.1% |
| Participant deferral / active EE | $21,637 | $4,292+404.1% | $3,560+507.8% | $5,352+304.3% |
| Admin fee / account holder | $354 | $7,403-95.2% | $4,821-92.6% | $9,541-96.3% |