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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,940 | $88,707-2.0% | $74,184+17.2% | $273,972-68.3% |
| Participation rate | 0.0% | 79.4%-79.4pp | 76.6%-76.6pp | 83.0%-83.0pp |
| Annual return | 7.72% | 11.94%-4.2pp | 17.74%-10.0pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,787 | $3,159-43.4% | $2,370-24.6% | $4,869-63.3% |
| Participant deferral / active EE | $14,340 | $4,212+240.5% | $3,550+304.0% | $5,287+171.2% |
| Admin fee / account holder | $457 | $8,717-94.8% | $5,586-91.8% | $10,133-95.5% |