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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,771 | $102,609-51.5% | $98,090-49.3% | $138,895-64.2% |
| Participation rate | 81.3% | 82.8%-1.5pp | 81.5%-0.3pp | 79.9%+1.3pp |
| Annual return | 11.02% | 36.44%-25.4pp | 37.05%-26.0pp | 145.39%-134.4pp |
| Employer contribution / active EE | $2,028 | $3,867-47.6% | $3,606-43.8% | $4,194-51.7% |
| Participant deferral / active EE | $3,462 | $8,167-57.6% | $7,845-55.9% | $6,396-45.9% |
| Admin fee / account holder | $26,483 | $11,434+131.6% | $11,815+124.1% | $12,562+110.8% |