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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,026 | $108,911-37.5% | $100,392-32.2% | $145,884-53.4% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 16.55% | 58.23%-41.7pp | 49.45%-32.9pp | 551.85%-535.3pp |
| Employer contribution / active EE | $2,474 | $4,420-44.0% | $3,941-37.2% | $4,662-46.9% |
| Participant deferral / active EE | $8,910 | $8,459+5.3% | $8,090+10.1% | $6,690+33.2% |
| Admin fee / account holder | $2,325 | $9,698-76.0% | $7,904-70.6% | $13,392-82.6% |