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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,771 | $100,970-50.7% | $96,576-48.5% | $137,256-63.7% |
| Participation rate | 81.3% | 82.6%-1.4pp | 81.4%-0.2pp | 80.0%+1.3pp |
| Annual return | 11.02% | 38.16%-27.1pp | 38.47%-27.5pp | 220.34%-209.3pp |
| Employer contribution / active EE | $2,028 | $3,809-46.8% | $3,553-42.9% | $4,156-51.2% |
| Participant deferral / active EE | $3,462 | $8,286-58.2% | $7,956-56.5% | $6,407-46.0% |
| Admin fee / account holder | $26,483 | $11,312+134.1% | $11,381+132.7% | $12,270+115.8% |