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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,552 | $99,647-59.3% | $86,439-53.1% | $134,509-69.9% |
| Participation rate | 68.4% | 82.1%-13.6pp | 80.3%-11.9pp | 81.2%-12.8pp |
| Annual return | -9.91% | 6784.13%-6794.0pp | 4395.55%-4405.5pp | 418.13%-428.0pp |
| Employer contribution / active EE | $2,466 | $4,401-44.0% | $3,769-34.6% | $4,741-48.0% |
| Participant deferral / active EE | $4,236 | $7,246-41.5% | $6,952-39.1% | $6,400-33.8% |
| Admin fee / account holder | $7,356 | $8,373-12.1% | $6,732+9.3% | $11,427-35.6% |