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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,384 | $106,008+45.6% | $92,240+67.4% | $147,586+4.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 22.14% | 50.05%-27.9pp | 176.29%-154.2pp | 578.59%-556.5pp |
| Employer contribution / active EE | $18,709 | $4,333+331.7% | $3,680+408.4% | $4,876+283.7% |
| Participant deferral / active EE | $4,073 | $4,478-9.0% | $3,897+4.5% | $5,439-25.1% |
| Admin fee / account holder | $3,441 | $6,333-45.7% | $5,194-33.8% | $10,886-68.4% |