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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,208 | $99,345+4.9% | $84,753+23.0% | $273,972-62.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.72% | 22.93%-13.2pp | 22.78%-13.1pp | 41.46%-31.7pp |
| Employer contribution / active EE | $17,985 | $4,214+326.8% | $3,574+403.1% | $4,869+269.4% |
| Participant deferral / active EE | $3,308 | $4,270-22.5% | $3,712-10.9% | $5,287-37.4% |
| Admin fee / account holder | $668 | $6,645-89.9% | $5,333-87.5% | $10,133-93.4% |