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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,532 | $73,988+123.7% | $96,538+71.5% | $75,177+120.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 24.87% | 26.73%-1.9pp | 35.74%-10.9pp | 160.75%-135.9pp |
| Employer contribution / active EE | $12,610 | $2,930+330.3% | $3,740+237.1% | $2,671+372.1% |
| Participant deferral / active EE | $5,962 | $3,660+62.9% | $4,880+22.2% | $4,126+44.5% |
| Admin fee / account holder | $581 | $5,220-88.9% | $6,737-91.4% | $5,651-89.7% |