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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,406 | $110,307+22.8% | $96,576+40.2% | $139,456-2.9% |
| Participation rate | 84.6% | 78.1%+6.5pp | 76.0%+8.6pp | 80.3%+4.3pp |
| Annual return | 16.60% | 26.40%-9.8pp | 25.87%-9.3pp | 373.45%-356.8pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $6,716 | $5,547+21.1% | $4,851+38.4% | $6,711+0.1% |
| Admin fee / account holder | $867 | $11,597-92.5% | $8,253-89.5% | $11,407-92.4% |