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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,797 | $112,121+17.5% | $95,960+37.3% | $158,966-17.1% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 8.44% | 171.16%-162.7pp | 91.63%-83.2pp | 302.95%-294.5pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,914 | $4,784+23.6% | $4,167+41.9% | $5,983-1.2% |
| Admin fee / account holder | $5,259 | $10,135-48.1% | $6,797-22.6% | $11,250-53.3% |