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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,433 | $100,805+12.5% | $86,698+30.8% | $134,532-15.7% |
| Participation rate | 84.6% | 79.0%+5.7pp | 76.6%+8.0pp | 81.2%+3.4pp |
| Annual return | -18.30% | 29.09%-47.4pp | 35.95%-54.2pp | 418.27%-436.6pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,631 | $5,339+5.5% | $4,656+20.9% | $6,401-12.0% |
| Admin fee / account holder | $1,489 | $10,925-86.4% | $7,493-80.1% | $11,429-87.0% |