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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,526 | $127,387+19.7% | $115,038+32.6% | $125,389+21.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.58% | 31.28%-30.7pp | 26.14%-25.6pp | 282.24%-281.7pp |
| Employer contribution / active EE | $8,060 | $5,166+56.0% | $4,608+74.9% | $4,866+65.6% |
| Participant deferral / active EE | $15,312 | $6,423+138.4% | $6,026+154.1% | $5,352+186.1% |
| Admin fee / account holder | $392 | $9,516-95.9% | $8,175-95.2% | $9,541-95.9% |