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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,545 | $138,076+93.0% | $123,553+115.7% | $135,380+96.9% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -3.92% | 153.70%-157.6pp | 119.21%-123.1pp | 519.81%-523.7pp |
| Employer contribution / active EE | $7,840 | $5,152+52.2% | $4,628+69.4% | $4,779+64.1% |
| Participant deferral / active EE | $10,690 | $6,800+57.2% | $6,426+66.4% | $5,609+90.6% |
| Admin fee / account holder | $1,218 | $10,917-88.8% | $9,284-86.9% | $10,828-88.8% |