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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,237 | $160,040+133.2% | $147,096+153.7% | $145,877+155.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 17.74% | 98.49%-80.8pp | 419.75%-402.0pp | 551.28%-533.5pp |
| Employer contribution / active EE | $9,021 | $5,289+70.5% | $4,936+82.8% | $4,663+93.5% |
| Participant deferral / active EE | $9,610 | $8,429+14.0% | $8,071+19.1% | $6,691+43.6% |
| Admin fee / account holder | $5,365 | $15,050-64.4% | $13,005-58.8% | $13,402-60.0% |