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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,441 | $82,678+46.9% | $125,391-3.2% | $68,490+77.3% |
| Participation rate | 89.1% | 75.1%+14.1pp | 82.4%+6.7pp | 67.9%+21.2pp |
| Annual return | -19.83% | -5.97%-13.9pp | 572.41%-592.2pp | -7.85%-12.0pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,896 | $6,111+61.9% | $7,448+32.9% | $4,028+145.7% |
| Admin fee / account holder | $9,437 | $6,277+50.3% | $10,009-5.7% | $5,403+74.7% |