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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,071 | $93,617+49.6% | $135,982+3.0% | $75,177+86.3% |
| Participation rate | 95.9% | 75.2%+20.7pp | 81.9%+14.0pp | 67.2%+28.7pp |
| Annual return | 24.92% | 30.89%-6.0pp | 68.32%-43.4pp | 160.75%-135.8pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $12,448 | $6,406+94.3% | $7,760+60.4% | $4,126+201.7% |
| Admin fee / account holder | $9,326 | $6,980+33.6% | $10,767-13.4% | $5,651+65.0% |