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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,649 | $98,776+81.9% | $149,745+20.0% | $79,856+125.0% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 23.56% | 27.38%-3.8pp | 276.72%-253.2pp | 31.71%-8.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $9,287 | $5,681+63.5% | $6,843+35.7% | $3,741+148.3% |
| Admin fee / account holder | $1,158 | $6,053-80.9% | $9,312-87.6% | $5,306-78.2% |