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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,246 | $57,350+130.6% | $83,850+57.7% | $64,181+106.1% |
| Participation rate | 92.6% | 68.6%+24.0pp | 76.1%+16.4pp | 69.6%+23.0pp |
| Annual return | -6.43% | 11.38%-17.8pp | 850.92%-857.4pp | 7.63%-14.1pp |
| Employer contribution / active EE | $8,414 | $2,545+230.6% | $3,631+131.7% | $2,381+253.4% |
| Participant deferral / active EE | $9,260 | $2,993+209.4% | $4,082+126.9% | $3,470+166.9% |
| Admin fee / account holder | $1,687 | $4,046-58.3% | $5,478-69.2% | $4,887-65.5% |