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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,047 | $63,346+108.5% | $92,240+43.2% | $70,126+88.3% |
| Participation rate | 92.0% | 68.7%+23.3pp | 76.5%+15.5pp | 69.5%+22.5pp |
| Annual return | 17.66% | 530.19%-512.5pp | 176.29%-158.6pp | 73.15%-55.5pp |
| Employer contribution / active EE | $8,321 | $2,471+236.7% | $3,680+126.1% | $2,343+255.2% |
| Participant deferral / active EE | $12,445 | $2,854+336.1% | $3,897+219.4% | $3,332+273.5% |
| Admin fee / account holder | $15,327 | $3,841+299.1% | $5,194+195.1% | $4,645+229.9% |