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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,835 | $56,894+72.0% | $84,753+15.4% | $62,881+55.6% |
| Participation rate | 92.3% | 68.5%+23.8pp | 76.6%+15.7pp | 69.3%+23.0pp |
| Annual return | 7.32% | 6.30%+1.0pp | 22.78%-15.5pp | 20.14%-12.8pp |
| Employer contribution / active EE | $2,775 | $2,400+15.6% | $3,574-22.4% | $2,281+21.6% |
| Participant deferral / active EE | $6,983 | $2,709+157.8% | $3,712+88.1% | $3,203+118.0% |
| Admin fee / account holder | $831 | $3,581-76.8% | $5,333-84.4% | $4,296-80.6% |