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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,080 | $93,346+22.2% | $71,796+58.9% | $273,972-58.4% |
| Participation rate | 59.1% | 76.5%-17.4pp | 69.1%-10.0pp | 83.0%-23.9pp |
| Annual return | 41.28% | 130.39%-89.1pp | 78.04%-36.8pp | 41.46%-0.2pp |
| Employer contribution / active EE | $2,770 | $2,733+1.3% | $1,924+43.9% | $4,869-43.1% |
| Participant deferral / active EE | $2,583 | $3,475-25.7% | $2,794-7.6% | $5,287-51.1% |
| Admin fee / account holder | $34,181 | $6,571+420.2% | $4,815+609.9% | $10,133+237.3% |