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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,069 | $99,652+52.6% | $78,778+93.0% | $147,586+3.0% |
| Participation rate | 66.7% | 76.2%-9.6pp | 69.2%-2.5pp | 82.8%-16.2pp |
| Annual return | 22.30% | 47.28%-25.0pp | 35.62%-13.3pp | 578.59%-556.3pp |
| Employer contribution / active EE | $2,452 | $2,796-12.3% | $1,986+23.5% | $4,876-49.7% |
| Participant deferral / active EE | $2,371 | $3,664-35.3% | $2,958-19.9% | $5,439-56.4% |
| Admin fee / account holder | $442 | $7,155-93.8% | $5,134-91.4% | $10,886-95.9% |