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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,615 | $106,923+66.1% | $84,023+111.4% | $152,909+16.2% |
| Participation rate | 57.9% | 75.3%-17.4pp | 69.0%-11.1pp | 82.5%-24.6pp |
| Annual return | 27.30% | 105.02%-77.7pp | 71.32%-44.0pp | 345.46%-318.2pp |
| Employer contribution / active EE | $3,136 | $2,735+14.6% | $1,984+58.1% | $4,764-34.2% |
| Participant deferral / active EE | $2,816 | $4,013-29.8% | $3,239-13.1% | $5,851-51.9% |
| Admin fee / account holder | $3,813 | $8,289-54.0% | $6,102-37.5% | $11,601-67.1% |