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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,668 | $129,737-6.2% | $119,126+2.1% | $154,746-21.4% |
| Participation rate | 33.3% | 78.9%-45.5pp | 75.8%-42.4pp | 80.7%-47.4pp |
| Annual return | 15.60% | 379.08%-363.5pp | 282.11%-266.5pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,961 | $4,375-55.2% | $4,034-51.4% | $4,379-55.2% |
| Participant deferral / active EE | $6,691 | $5,842+14.5% | $5,318+25.8% | $6,730-0.6% |
| Admin fee / account holder | $400 | $11,961-96.7% | $10,693-96.3% | $14,365-97.2% |