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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,668 | $114,119+6.6% | $107,187+13.5% | $138,895-12.4% |
| Participation rate | 33.3% | 78.1%-44.7pp | 75.0%-41.7pp | 79.9%-46.6pp |
| Annual return | 15.60% | 273.21%-257.6pp | 204.55%-188.9pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,961 | $4,059-51.7% | $3,782-48.2% | $4,194-53.2% |
| Participant deferral / active EE | $6,691 | $5,538+20.8% | $5,096+31.3% | $6,396+4.6% |
| Admin fee / account holder | $400 | $10,024-96.0% | $9,162-95.6% | $12,562-96.8% |