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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,846 | $134,001-64.3% | $112,258-57.4% | $134,509-64.4% |
| Participation rate | 20.0% | 78.6%-58.6pp | 75.1%-55.1pp | 81.2%-61.2pp |
| Annual return | -18.55% | 47.15%-65.7pp | 27.47%-46.0pp | 418.13%-436.7pp |
| Employer contribution / active EE | $2,790 | $4,039-30.9% | $3,636-23.2% | $4,741-41.1% |
| Participant deferral / active EE | $7,825 | $5,291+47.9% | $4,728+65.5% | $6,400+22.3% |
| Admin fee / account holder | $15 | $7,491-99.8% | $6,411-99.8% | $11,427-99.9% |