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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,056 | $99,345-73.8% | $84,753-69.3% | $273,972-90.5% |
| Participation rate | 87.5% | 80.7%+6.8pp | 76.6%+10.9pp | 83.0%+4.5pp |
| Annual return | 7.47% | 22.93%-15.5pp | 22.78%-15.3pp | 41.46%-34.0pp |
| Employer contribution / active EE | $2,500 | $4,214-40.7% | $3,574-30.1% | $4,869-48.6% |
| Participant deferral / active EE | $3,418 | $4,270-20.0% | $3,712-7.9% | $5,287-35.4% |
| Admin fee / account holder | $1,150 | $6,645-82.7% | $5,333-78.4% | $10,133-88.7% |