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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,511 | $106,524+199.0% | $152,301+109.1% | $87,485+264.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.49% | 26.89%-10.4pp | 80.50%-64.0pp | 26.06%-9.6pp |
| Employer contribution / active EE | $3,604 | $3,371+6.9% | $4,624-22.1% | $2,596+38.8% |
| Participant deferral / active EE | $12,594 | $6,525+93.0% | $8,004+57.3% | $4,274+194.7% |
| Admin fee / account holder | $38,033 | $8,287+359.0% | $14,398+164.2% | $7,775+389.2% |