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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,716 | $102,429+182.8% | $147,096+97.0% | $80,925+258.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 19.55% | 135.02%-115.5pp | 419.75%-400.2pp | 35.65%-16.1pp |
| Employer contribution / active EE | $3,340 | $3,716-10.1% | $4,936-32.3% | $2,756+21.2% |
| Participant deferral / active EE | $12,329 | $6,649+85.4% | $8,071+52.8% | $4,299+186.8% |
| Admin fee / account holder | $5,324 | $7,957-33.1% | $13,005-59.1% | $6,940-23.3% |