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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,509 | $105,200+159.0% | $159,474+70.9% | $85,847+217.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.56% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.1pp |
| Employer contribution / active EE | $2,940 | $3,319-11.4% | $4,831-39.1% | $2,565+14.6% |
| Participant deferral / active EE | $10,381 | $5,946+74.6% | $7,353+41.2% | $3,952+162.7% |
| Admin fee / account holder | $4,013 | $6,934-42.1% | $10,802-62.9% | $6,261-35.9% |